Important Disclosure Information

The content on this web site has been prepared for general information purposes only by Colonial Consulting, LLC. The content has no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. The content is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. The securities, if any, described herein may not be eligible for sale in all jurisdictions or all categories of investors. The content is based on information obtained from sources believed to be reliable but is not guaranteed as being accurate, nor is it a complete statement or summary of the securities, markets or developments referred to in the content. Market information used to create the content was provided by: Barclays, Bloomberg, Citigroup, Dow Jones, Federal Reserve, Forbes, Fortune Magazine, Frank Russell Company, Goldman Sachs Group, Hedge Fund Research, Merrill Lynch, Morgan Stanley, Morningstar, Newsweek, Preqin, Standard Poor’s, TrimTabs, US Department of Commerce, Venture Economics, and the Wall Street Journal. Past performance is not necessarily indicative of future results and the content should not be regarded by recipients as a substitute for the use of their own judgment. Any opinions expressed in the content are subject to change without notice and Colonial Consulting, LLC is not under any obligation to update or keep current the information contained herein. This content may not be reproduced or copied by any means without the prior consent of Colonial Consulting, LLC.

Colonial Consulting General Website Terms of Use

I. Acceptance of Terms and General Information.
Please read these terms and conditions carefully. They govern your access and use of this website and any successor website, subdomain, subsite, or mobile application which links to or references these terms and conditions (collectively, the “Website”), which are owned and operated by Colonial Consulting. By accessing this Website, you are indicating that you have read, acknowledge and agree to be subject to and bound by these Website Terms of Use (the “Terms”), as well as all applicable laws and regulations. If you do not agree to any of these Terms, do not access this Website. For purposes of these Terms, “Colonial Consulting” shall refer to Colonial Consulting, LLC. Colonial Consulting reserves the right to revise, supplement, update or otherwise change these Terms at any time without notice to you. You are responsible for regularly reviewing the Terms and your continued use of this Website constitutes agreement to all such changes. Use of the Website will constitute your signature to these Terms and evidence that you have read, understand, accept, and agree to these Terms. It is recommended that you print a copy of these Terms for your records.

Colonial Consulting reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials, descriptions on, or any aspects of, this Website or Website Content and to suspend, discontinue and/or deny access to this Website, including without limitation for scheduled or unscheduled maintenance, upgrades, improvements or corrections.

This Website is comprised of various websites. Certain sections of, or pages on, this Website may contain separate terms and conditions, which are in addition to these Terms. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages.

If you have any questions about these Website Terms, please contact us as described at

Hyperlink Table of Contents:
I. Acceptance of Terms and General Information.
II. Proprietary Rights and Digital Millennium Copyright Act
Proprietary Rights and Copyright
III. Use of Links
IV. Prohibited Use
V. Termination.
VI. Representations; Warranties; Disclaimer
Disclaimer of Warranties, Accuracy, Access
Advisory and Securities Disclosure
VII. Limitation of Liability
VIII. Indemnification.
IX. Privacy & Cookies
X. General Provisions
Governing Law; Jurisdiction; Venue; Severability of Provisions
Entire Agreement.
No Waiver, Amendment, or Modification.
XI. Definitions

II. Proprietary Rights and DMCA.
Proprietary Rights and Copyright
All right, title and interest in this Website and any content contained herein is the exclusive property of Colonial Consulting, except as otherwise stated. Unless otherwise specified, this Website is for your personal and non-commercial use only and you may print, copy and download any information or portion of this Website for your personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this Website, except for the purposes expressly provided herein, without Colonial Consulting’s prior written approval. All Website Content is the copyright, trademark, trade dress, or other intellectual property owned, controlled, or licensed by Colonial Consulting, or is the property of their respective owners, and protected by U.S. and international intellectual property laws and conventions, including but not limited to copyright. If you copy or download any information or software from this Website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

The COLONIAL CONSULTING LLC name and logo are registered trademarks of Colonial Consulting. Other Colonial Consulting product or service marks, names or logos referenced in the Website are trademarks and service marks of Colonial Consulting. The absence of a product or service name or logo from this list or the Website does not constitute a waiver of the trademark, service mark or other intellectual property rights of Colonial Consulting concerning that name or logo. All other third-party products, services, and company names mentioned in the Website may be trademarks or service marks of their respective owners. You shall not use any such marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web, digital media, or online applications without the express prior written permission of Colonial Consulting or such third party, which may own the marks.

III. Use of Links.
This Website may contain links to third party websites controlled by parties other than Colonial Consulting. Colonial Consulting has no control over any such other websites, the contents therein or any products/services offered. Such links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification, warranty, or monitoring by Colonial Consulting of any information contained in, nor the products or services offered on, any third party website. In no event shall Colonial Consulting be responsible for the information contained on that website or your use of or inability to use such website. You should also be aware that the terms and conditions of such website and the website’s privacy policy may be different from those applicable to your use of this Website. Colonial Consulting disclaims responsibility for the privacy policies and customer information practices of third-party websites linked to this Website.

IV. Prohibited Use.
Any use or attempted use of Colonial Consulting’s Website, systems, or service (i) for any unlawful, unauthorized, fraudulent or malicious purpose, or (ii) that could damage, disable, overburden, or impair any server, or the network(s) connected to any server, or (iii) interfere with any other party’s use and enjoyment of the Website, or (iv) to gain unauthorized access to any other accounts, computer systems or networks connected to any server or systems through hacking, password mining or any other means, or (v) to access systems, data or information not intended by Colonial Consulting to be made accessible to a user, or (vi) attempt to obtain any materials or information through any means not intentionally made available by Colonial Consulting, or (vii) use any automated process or service (such as a bot, a spider, or metasearching) to access or use the Website or Website Content, or (viii) any misuse of passwords, or (ix) any misuse of any other information, or (x) any use other than the business purpose for which it was intended, is strictly prohibited. You agree that you will not engage in any activities related to this Website that are contrary to applicable laws or regulations.

Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, create derivative works from, transmit, or distribute any Website Content in whole or in part without the express prior written permission of Colonial Consulting. Additionally, you will not upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights. Any unauthorized use of any Website Content or the Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Any rights not expressly granted herein are reserved by Colonial Consulting. You may not “mirror” any Website Content without Colonial Consulting’s prior express written permission. Running or displaying the Website or any Website Content in frames or through similar means on another website is prohibited. You will not use any Website or Website Content for any commercial purpose not expressly approved by Colonial Consulting in writing. You will not upload, post, e-mail or otherwise transmit any advertising or promotional materials, including, without limitation, “junk mail,” “surveys,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation or unauthorized communication.

You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Website. You acknowledge that violations of these Terms could subject you to criminal or civil penalties. Colonial Consulting reserves the right to take whatever lawful actions it may deem appropriate in response to actual or suspected violations of the foregoing.

V. Termination.
Colonial Consulting may terminate these Terms and your access to and use of the Website, or any portion thereof, immediately, in its sole discretion, at any time without cause. You may also terminate your own use of the Website by not using the Website. In the event you so terminate, Colonial Consulting shall have no further obligation or liability to you under these Terms, and you shall be entitled to no compensation or other payment, remedy, recourse or refund.

VI. Representations; Warranties; Disclaimer.
Disclaimer of Warranties, Accuracy, Access
Except to the extent expressly provided otherwise by colonial consulting in these terms or to the extent that these disclaimers are held to be legally invalid, the website, the website contents, and services on this website are provided on an “as is,” “where is,” and “as available” basis. Colonial consulting hereby disclaims all express and implied representations, warranties, guaranties, and conditions, including but not limited to any implied warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, and accuracy. Colonial consulting makes no representations, warranties, guaranties, or conditions as to the quality, suitability, truth, accuracy, or completeness of any of the website or the website content. Use of the website and the website content is at your sole risk.

Colonial Consulting cannot guarantee that the Website Content will be accurate or up-to-date. Website Content and other information contained on the Website has been prepared by Colonial Consulting as a convenience to its users and is not intended to constitute advice or recommendations upon which a user may rely. Colonial Consulting has used reasonable efforts in collecting, preparing and providing quality information and material, but makes no warranty or guarantee about the accuracy, validity, timeliness, completeness, or adequacy of the Website Content or other information contained in or linked to the Website or any other website maintained by Colonial Consulting. The information and materials on this Website may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and Colonial Consulting does not undertake any obligation or responsibility to update or amend any such information, except as required to do so under applicable law. Colonial Consulting may discontinue or change any product or service described in or offered on this Website at any time. Users relying on the Website Content or other information from the Websites do so at their own risk.

You acknowledge that the internet, online, computer and telecommunications systems are not fault-free and occasional periods of downtime occur. Colonial Consulting cannot guarantee the Website or Website Content will be uninterrupted, timely, secure, or error-free, or that data loss will not occur. Colonial Consulting will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this Website.

Advisory and Securities Disclosure
None of the information contained in this Website constitutes a recommendation, solicitation or offer by Colonial Consulting or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. The information contained in this Website has been prepared without reference to any particular user’s investment objectives, financial situation, or particular needs. The securities, if any, described herein may not be eligible for sale in all jurisdictions or all categories of investors. The content is based on information obtained from sources believed to be reliable but is not guaranteed as being accurate, nor is it a complete statement or summary of the securities, markets or developments referred to in the content. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction by you involving information you received from this Website, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value, risk or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that the user may want to purchase or sell a particular security or other instrument. The information and services provided on this Website are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Colonial Consulting is not authorized to provide such information or services. Some products and services described in this Website may not be available in all jurisdictions or to all clients. Colonial Consulting makes no representation that any aspect of its Advisory Service is appropriate or available for use outside of the United States.

You acknowledge that those who access the Website from non-United States locations are responsible for compliance with applicable local laws.

VII. Limitation of Liability.
Neither colonial consulting, nor any of its affiliates, members, managers, officers, directors, agents, or employees, nor any of its suppliers, licensors, providers, or third party vendor (collectively the “excluded parties”) shall be liable or have any responsibility of any kind for any loss or indirect, incidental, special, punitive, or consequential damages, whether in contract, tort, or any other cause, arising out of or relating to these terms or resulting from the use of or the inability to use the website or the website content, or from the act or omission of any other party involved in making this website, the data contained herein or the products or services offered on this website available to you, or from any other cause relating to your access to or inability to access the website or website content, whether or not the circumstances giving rise to such cause may have been within the control of colonial consulting or of any vendor providing software or services, including but not limited to damages for loss of profits, use, data, or other intangible damages, even if such excluded parties have been advised of the possibility of, or otherwise could have foreseen, such damages.

This limitation on liability includes, but is not limited to, the transmission of any viruses or malware which may infect a user’s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. Colonial Consulting cannot and does not guarantee continuous, uninterrupted or secure access to the Website.

VIII. Indemnification.
You shall defend, indemnify, and hold harmless, Colonial Consulting, its suppliers, licensors, providers, officers, directors, agents, and employees from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way related with your access to, or use of, the Website or the Website Content, including but not limited to your negligent, willful, or illegal conduct, or your breach of any provision of these Terms. Colonial Consulting reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you or users of your account under this section. You will cooperate as fully as reasonably required in the defense of any such claim.

IX. Privacy & Cookies.
Colonial Consulting may process personal data as part of and/or in connection with your access and/or use of this Website. This includes using cookies and similar technology to collect information about your use of our Website and your preferences. To find out more information about how Colonial Consulting processes personal data, how we use cookies and how to reject cookies, see our Privacy and Cookie policies at

By accessing or using this Website you consent to Colonial Consulting processing personal data and using cookies as further detailed in our Privacy and Cookie policies. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the Website may not function properly or may not be accessible.

Additionally, when you use the Website’s “Contacts” form, or other such similar features, we may ask you to give us certain identifying information. You agree to provide true, accurate, current and complete information about yourself. You also agree not to impersonate any person or entity, misrepresent any affiliation with another person, entity or association, use false headers or otherwise conceal your identity from Colonial Consulting for any purpose. We agree to treat with care the information you entrust to us, in accordance with the disclosures we give during the “Contacts” process and in our privacy policies.

X. General Provisions.
Governing Law; Jurisdiction; Venue; Severability of Provisions
These Terms shall be governed by and construed in accordance with the laws of the state of New York, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms shall be in an appropriate state or federal court located in the County of New York, State of New York, to whose exclusive jurisdiction you hereby irrevocably submit, and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this Website must be commenced within one (1) year after the claim or cause of action arises. Colonial Consulting’s address for notification under these Terms is as follows:

Name: Colonial Consulting, LLC
Attn: General Counsel
750 Third Avenue, 20th Floor
New York, NY 10017

If for any reason a court of competent jurisdiction finds any provision of these Terms, or a portion thereof, to be unenforceable, that provision shall either be (a) reformed only to the extent necessary to make it enforceable, and such decision shall not affect the enforceability (i) of such provision under other circumstances or (ii) of the remaining provisions hereof under all circumstances, or (b) if such reformation is not possible, severed from these Terms and the remainder of these Terms shall continue in full force and effect.

You may not transfer or assign your rights, licenses, or obligations, under these Terms to any third party without the prior written consent of Colonial Consulting. These Terms are solely for the benefit of you and Colonial Consulting, and are not for the benefit of any other person, except for permitted successors.

Entire Agreement.
These Terms constitute the complete and entire statement of all terms, conditions, and representations of the agreement between you and Colonial Consulting with respect to its subject matter and supersedes all prior agreements, writings or understandings, whether oral or in writing, but not including the separate investment consulting services agreement, if any, that you may have with Colonial Consulting, which agreement shall remain in effect. Colonial Consulting and you acknowledge and agree that unless expressly included in any other agreement between Colonial Consulting and you, the requirements of the European Union E-Commerce Directive (2000/31/EC) as implemented are excluded to the fullest extent permissible by law. Except as expressly provided to the contrary herein, all remedies set forth in these Terms are cumulative and not exclusive of any other remedies of a party at law or in equity, statutory or otherwise. Section titles in these Terms are for convenience only and shall not be used to limit, extend, or define any provision of these Terms.

No Waiver, Amendment, or Modification.
No waiver, amendment, or other modification of these Terms, will be effective unless it is in writing signed by Colonial Consulting or posted by Colonial Consulting on the Website. No course of conduct shall operate to waive, amend, or modify these Terms. Any waiver by Colonial Consulting of any of its rights or remedies in a particular instance will not be construed as a waiver of the same or different right or remedy in subsequent instances.

Provisions of these Terms that by their nature, or to give effect to their meaning, must survive expiration or termination of these Terms include, but are not limited to, the following sections: Section II (Proprietary Rights and DMCA); Section IV (Prohibited Use); Section V (Termination); Section VI (Representations; Warranties; Disclaimer); Section VII (Limitation of Liability), Section VIII (Indemnification); and, Section X (General Provisions). A printed version of these Terms shall be admissible in judicial or administrative proceedings.

XI. Definitions.
“Cookie” means a small text file that can be read by a web server in the domain that put the cookie on the Visitor’s hard drive to store preferences and settings, facilitate logins, analyze website operations, and provide targeted information and ads.

“Website” means Colonial Consulting’s public website and any successor website, subdomain, subsite, or mobile application which links to or references these Terms and Conditions.

“Website Content” means the components of Colonial Consulting’s website, including but not limited to, all text, images, graphics, designs, and overall appearance of the Website.